POSITIVE GEARING OR NEGATIVE GEARING….which one is better when it comes to property investment?

My friend is big into borrowing money from banks and investing them into property and this in investment vocabulary is called ‘gearing’. When one does as my friend, there are 3 possible scenarios that one may find themselves during their ownership of the investment, such as: Neutral gearing, negative gearing and positive gearing. Neutral gearing […]

Investment Structures for Business Owners

An investment structure refers to the way your investments are legally owned. Business owners have unique circumstances and thereby need a tailor-made investment structure that suits them. Most businesses are owned as a proprietor or partnership, whereas other ownership structures may be more suitable. There cannot be a ‘straight-jacket’ approach to investments. Getting it right […]

My Little Victories

I was often asked what was my motivation to start my own CPA practice given the hard work it entails and the challenges that confront a small business owner, let alone a start-up professional practice such as ours. My answer is simple. To be a model and inspiration to others that even if you are […]